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Joseph Fielding Smith Jr. (10th prophet):
Those who enter into the telestial kingdom, where their glories differ as do the stars of heaven in their magnitude, and who are innumerable as the sands of the seashore, are the ungodly, the filthy who suffer the wrath of God on the earth, who are thrust down to hell where they will be required to pay the uttermost farthing before their redemption comes. These are they who receive not the gospel of Christ and consequently could not deny the Holy Spirit while living on the earth.
Source: McConkie, Bruce R., ed. Doctrines of Salvation: Sermons and Writings of Joseph Fielding Smith, Vol. 2. 22. Salt Lake City: Bookcraft, 1954-1955.
As with the celestial kingdom, this world also has levels.
One of the penalties of being in this world is to be cutoff from both the Father and the Son.
If a Mormon rejects his/her religion, this kingdom probably awaits.